FIRST-TIME HOMEBUYERS PROGRAMS
CDC helps to strengthen neighborhoods and empower families by supporting low- and moderate-income families and individuals who are attempting to purchase their first home.
For first-time homebuyers, the CDC offers financial assistance with down payment assistance loans including closing cost assistance, federal income tax credits, and below market rate loan programs. CDC offers the Home Ownership Program (HOP), American Dream Down Payment Initiative (ADDI), Mortgage Credit Certificate Program (MCC), and the Southern California Home Financing Authority (SCHFA).
Each individual program has unique income eligibility requirements. Please follow the links below to learn more about the programs and opportunities.
Home Ownership Programs (HOP)
Mortgage Credit Certificate Program (MCC)
Programs
Housing Preservation
Southern California Home Financing Authority (SCHFA) First-Home Program